Commercial lending | Credit Risk Management Solutions

customer centric commercial lending services

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Customized, Integrated, World-Class

Performance-Driven, Safe
Commercial Lending

Anaptyss provides comprehensive solutions to transform commercial lenders’ business and technology operations. Enhance your SME lending, renewable loans, and other commercial loan offerings with our Digital Knowledge Operations™ framework that combines intelligent digital solutions, domain-led consulting, and global delivery capabilities. Anaptyss can help you attain operational excellence with regulatory compliance, credit risk management, and customer delight.

Lending Operations

• Document Verification • Collateral Management • Limit Monitoring • Payment Processing • Funding & Closing • Loan Modifications • Default Management • Customer Service

Credit Risk Management

• Financial Statement Spreading • Rating, Rationale & recommendation • Risk Analysis • Projection model creation • Peer analysis • Sensitivity Analysis • Covenant Analysis • Capital structure and debt trajectory analysis • Valuation analysis • Portfolio level dashboard reporting

Lending Operations

• Document Verification • Collateral Management • Limit Monitoring • Payment Processing • Funding & Closing • Loan Modifications • Default Management • Customer Service

Credit Risk Management

Our Digital Solutions Umbrella

Future-Ready
Lending Operations

With Anaptyss, you can rest assured of running safe and hassle-free operations while offering lending services that align with the goals of your SME and enterprise borrowers. Our intelligent digital solutions can help you automate analysis, monitoring, and reporting processes to enable efficient, accurate, safe, and cost-effective commercial lending operations.

Financial Spreading
Covenant Monitoring
SMART Reporting

A SMART spreading solution that allows lenders to standardize financial analysis and increase efficiencies through automated transferring of borrowers’ historical records to the financial analysis systems.

Key Features

User-friendly interface
Outcome-based trend analytics and projections
Flexibility for bank-specific formats

Covenant analytics suite that leverages machine learning (ML) and natural language processing (NLP) techniques to interpret the financial and non-financial covenants in the contract.

Key Features

Automated workflow management with inbuilt tracking of covenants
Intuitive business insights through SMART dashboards

Effective dashboard reporting at the portfolio level, KPI management, and smart visual presentation.

Key Features

End-to-end portfolio reporting
Comprehensive tracking of loans by phases
Real-time metrics performance reporting
Process health dashboard management

AIML based digital commercial lending solution

Care, Diligence, Competence

Why Anaptyss?
Our USPs

We are distinguished in terms of our customized solutions, offering the best possible interventions to meet the operational needs and budgets of commercial lenders.

Improved Underwriting

Automated rule-based underwriting.
Alternative credit scoring.

Ensure Regulatory & Compliance

Automated compliance & KYC checks.
Adherence to evolving regulatory requirements.

Innovative Solutions

Automated data extraction and spreading.
Rule-based decisions.

Build Process Efficiency

Simplified process standardization.
Process re-engineering and automation.

What Makes Us Special